What is a "Home Inspection"?
A home inspection is an objective examination of the physical structure, functionality, safety and its various systems, from the roof to the foundation. Having a home inspected is like giving it a physical check-up. If problems or symptoms are found, an inspector may recommend further evaluation.
In most homes, even new ones, some building defects will inevitably be discovered during the inspection. All findings are documented in a written report that documents the exact condition of the property being sold.
The inspection report is not a repair list for the seller. With a home inspection, most repairs are subject to negotiation between the parties of a sale. Typically, buyers will request that various conditions be repaired before the close of escrow, and sellers will usually agree to some of these demands. Regardless, sellers maintain the legal right to refuse repair demands, except where requirements are set forth by state law, local ordinance, or the real estate purchase contract.
Note: Home inspections are normally requested and paid for by buyers as part of the contract execution process. Sellers may want to do their own inspection before listing their property to determine and repair any problems that might impact the sales process.
What the inspection, at minimum, includes
Every inspection should include, but not be limited to, an evaluation of at least the following:
- Foundations
- Plumbing and electrical systems
- Doors
- Ceiling, walls and floors
- Roof
- Hazardous materials concerns
- Heating and air conditioning systems
- Common areas (in condominiums)
- Insulation
- Ventilation
Most Common Defects Found During a Home Inspection
- Roofing Defects
- Ceiling Stains, Indicating Past or Current Roof Leaks
- Water Intrusion
- Electrical Safety Hazards
- Rotten Wood
- Building Violations Where Additions and Alterations Were Constructed without Permits
- Unsafe Fireplace and Chimney Conditions
- Faulty Installation of Water Heaters
- Hazardous Conditions Involving Gas Heaters
- Firewall Violations In Garages
- Minor plumbing defects
- Failed seals around windows
Home Inspector Selection Considerations
- Referrals from satisfied customers
- Referral from a local real estate agent or mortgage company
- Local consumer affairs office
- Yellow Pages under "Building Inspection Services"
When choosing a qualified home inspector, interview each prospect, using the following criteria:
- Professional Affiliation
- Inspection Experience
- Errors & Omissions Insurance
- Building Code Certification
- Review a Sample Report
- Do not shop price alone
- Make up your own mind
Note: Ask if she/he is a member of the American Society of Home Inspectors (ASHI). The ASHI has established standards of practice which include the specific services, limitations and exclusions that can be expected from private home inspectors.
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