What is a "Home Inspection"?
A home inspection is an objective examination of the physical structure, functionality, safety and its various systems, from the roof to the foundation. Having a home inspected is like giving it a physical check-up. If problems or symptoms are found, an inspector may recommend further evaluation.
In most homes, even new ones, some building defects will inevitably be discovered during the inspection. All findings are documented in a written report for the buyer's review that documents the exact condition of the property being sold.
This written report enables a home buyer to make well-informed decisions concerning a home purchase: should a purchase be cancelled, should the seller be required to make repairs, or should the property be purchased as is. Buyers can determine what if any problems are tolerable and decide to repair and renovate major/minor conditions as needed, after taking possession.
Home buyers use an inspection report to avoid costly repairs that may not otherwise be identified before close of escrow. A comprehensive inspection report is an essential element of the home purchasing process for buyers.
What the inspection, at minimum, includes
Every inspection should include, but not be limited to, an evaluation of at least the following:
- Foundations
- Plumbing and electrical systems
- Doors
- Ceiling, walls and floors
- Roof
- Hazardous materials concerns
- Heating and air conditioning systems
- Common areas (in condominiums)
- Insulation
- Ventilation
Most Common Defects Found During a Home Inspection
- Roofing Defects
- Ceiling Stains, Indicating Past or Current Roof Leaks
- Water Intrusion
- Electrical Safety Hazards
- Rotten Wood
- Building Violations Where Additions and Alterations Were Constructed without Permits
- Unsafe Fireplace and Chimney Conditions
- Faulty Installation of Water Heaters
- Hazardous Conditions Involving Gas Heaters
- Firewall Violations In Garages
- Minor plumbing defects
- Failed seals around windows
Home Inspector Selection Considerations
- Referrals from satisfied customers
- Referral from a local real estate agent or mortgage company
- Local consumer affairs office
- Yellow Pages under "Building Inspection Services"
When choosing a qualified home inspector, interview each prospect, using the following criteria:
- Professional Affiliation
- Inspection Experience
- Errors & Omissions Insurance
- Building Code Certification
- Review a Sample Report
- Do not shop price alone
- Make up your own mind
Note: Ask if she/he is a member of the American Society of Home Inspectors (ASHI). The ASHI has established standards of practice which include the specific services, limitations and exclusions that can be expected from private home inspectors.
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